Insurance Bad Faith Attorneys (Denied Claims)
People buy insurance for the peace of mind that comes with not worrying about an unexpected loss. Of course, an insurance company should investigate claims and only pay for losses covered under a policy. However, when an insurance company acts unreasonably or unfairly with the intent of denying a valid claim, it has acted in Bad Faith. Insurance companies can act in Bad Faith in many different ways, such as: only paying partial benefits, failing to defend an insured against a third-party claim, denying coverage for a valid claim, unreasonably refusing to settle with a third party, failing to properly investigate a claim, only offering an unreasonably low amount in settlement, causing undue delay in claims processing, accusing an insured of fraud as a pretext to refuse to pay a claim, and cancelling a policy in order to avoid honoring a claim.
Due to the natural imbalance of power between a huge insurance company and an individual policyholder, a policyholder stands little chance of prevailing against an insurance company. Fortunately, the law provides a remedy for a policyholder to help level the playing field, which is a cause of action for Bad Faith.
It is particularly difficult for a policyholder to fight an insurance company while simultaneously dealing with the underlying loss. The attorneys at Haffner & Morgan are here to help navigate the treacherous waters of fighting an insurance company that unreasonably refuses to honor a valid claim.
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Our San Diego Injury Attorneys
The attorneys at Haffner & Morgan focus on all types of serious cases. They also help clients become part of class actions and assist business clients whose success is threatened by the wrongdoing of others. In all matters, the attorneys are ethical, aggressive and tireless advocates for their clients. The firm’s expertise and experience make it well equipped to handle even the most complex matters. If you suspect you have a case and need to talk to a lawyer, do not hesitate to contact them today. We offer free consultations and are available to meet at our Little Italy offices or can come to you if that is more convenient.
No Fee Unless We Win!
Client suffered soft tissue injuries in a rear end motor vehicle accident. Settled prior to litigation for policy limits of $50,000.00.
Client’s insurance company refused to pay for $4,000.00 stolen truck. Verdict of $11,500.00, with a post-verdict settlement of $71,500.00, including attorney’s fees.
Side impact motor vehicle accident, resulting in soft tissue injuries and a fractured small finger. Settled for policy limits of $100,000.00.
Rear end motor vehicle accident with neck and back injuries, as well as aggravated migraine headaches. Verdict of $1,005,716.00, plus costs and expert costs.