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A car accident is a frightening experience, with the terror of the crash followed by the painful and chaotic aftermath. Sadly, the distress doesn’t usually end there. If you’ve suffered serious injuries in a car accident, you’ll soon find bills piling up while your injuries may prevent you from returning to work. When financial stress weighs you down, you’re less able to focus on healing from your injuries. A car accident attorney in El Cajon is the best ally during your recovery after a car accident in San Diego County.
At Haffner & Morgan, LLP, we have great compassion for car accident victims who have to deal with the complicated process of navigating California’s comparative negligence insurance system which requires them to prove the negligence of the party at fault for the accident. Insurance companies prioritize profits over paying out on claims. An experienced car accident attorney in El Cajon anticipates the common tactics insurance companies use to deny claims and understands how to effectively counteract these methods to make a compelling claim for your damages.
How Can an El Cajon Car Accident Attorney Help?
Your El Cajon car accident lawyer from Haffner & Morgan will diligently work on your claim while you work on recovering from your injuries. You need an experienced San Diego personal injury attorney to do the following:
- Investigate the accident by examining police reports, photos, traffic camera videos, and eyewitness testimony
- Craft a compelling case proving liability on the part of the person or entity at fault—typically a negligent driver, but sometimes a road maintenance agency or the manufacturer of a defective car part
- Carefully calculate your damages, including compensation for your pain and suffering
- Negotiate with the appropriate insurance company to gain the maximum compensation for your damages
- Argue your case in a lawsuit in the event the insurance company denies your valid claim or seriously undervalues it
When it comes to the legal issues involved in the California system of comparative negligence, it’s critical to have an experienced attorney on your side. Insurance companies commonly try to assign injury victims an unfair percentage of fault in the accident in order to minimize their payout on a claim.
Why Choose Our El Cajon Car Accident Attorneys?
At Haffner & Morgan, LLP, we purposely take on fewer clients than most large law firms in San Diego County so we can give personalized attention to each client’s unique case. With our focused attention and strong local resources, Haffner & Morgan has a reputation for success that includes:
Our 99% success rate gives our clients an edge in negotiations with insurance companies who know our reputation for results in car accident cases in San Diego County.
- $3.5 million | T-bone accident and significant spine injuries
- $1.48 million | Side impact vehicle collision settlement with major injuries
- $1 million | Rear-end motor vehicle accident with neck and back injuries
- $725k | Car accident settlement
- $500k | Car accident settlement
- $400k | Car accident settlement
Haffner & Morgan is a law firm with decades of combined experience helping clients recover the maximum compensation for car accident damages in El Cajon. We understand how to gather evidence to prove liability and present it in a compelling way during negotiations for your settlement. We are powerful litigators in court with a track record of winning millions for our clients.
Our compassion and consideration for our clients during their most vulnerable moments means we keep open lines of communication. With Haffner & Morgan representing your interests, you’ll never feel left out of the loop. We’ll keep you informed on every step of your case and make critical decisions based on your input.
What to Do After a Car Accident in El Cajon
In the chaotic aftermath of a car accident, keeping a cool head can make a big difference in your physical and financial recovery. If you’re seriously injured, you should wait in place for help to arrive so you don’t risk further injury. If you’re able to move and use your phone—or ask someone else to use it for you—it becomes an important tool to take the following steps:
- Call 911 to report the accident
- Record a brief statement detailing what you remember about the accident
- Take photos of the accident scene, including the damaged vehicles and anything relevant to the crash
- Take photos of your visible injuries
- Collect the contact information of involved drivers and eyewitnesses
Once at the hospital, tell the doctor about every symptom, even if it seems minor. Ask for a medical report with details about your injury, the doctor’s recommendations for treatment, and your prognosis. Keep all of your medical bills and get a copy of the police report. Then, call the California car accident attorneys at the El Cajon law firm of Haffner & Morgan, LLP.
What Type of Compensation is Available For Car Accidents?
Car accidents cause far more damage than simple property damage to your vehicle. Injuries are not only painful and debilitating, they’re also costly. Fortunately, you can recover your financial losses with a successful car accident claim for damages including:
- Property damage
- Past and future medical expenses related to the injury
- Lost income and future lost wages
- Diminished earning capacity if the accident left you disabled
- Pain and suffering
- Any other applicable non-economic damages like disfigurement, loss of pleasure in life, loss of consortium, or traumatic amputation
- Wrongful death
Even if you are found to be partly at fault in the accident, California’s comparative negligence insurance law allows you to still recover a portion of your damages. For instance, if you were 10% at fault in the accident and your damages amount to $100,000 you’ll recover $90,000.
Will I Need to Go to Court for a Car Accident Claim?
An estimated 94% of car accident claims in California settle out of court through the insurance claim process, especially with an experienced El Cajon car accident lawyer on your side. However, if the insurance company denies your valid claim for damages or seriously underestimates your payout, your attorney from Haffner & Morgan is more than ready to use their litigation skills to aggressively defend your rights and best interests through a lawsuit in court.
What is the Statute of Limitations for Car Accidents in California?
Like all states, California places a limit on the amount of time to file a lawsuit after a car accident. Car accident victims in El Cajon have up to two years to file a lawsuit for damages. This typically allows enough time for your attorney to negotiate an ample settlement, or in the event they’re unable to achieve a satisfactory settlement, they can file a lawsuit within the 2-year statute of limitations.
Car Accident Recovery Tips
During the days and weeks following a car accident, it’s essential to prioritize rest, nutrition, and hydration. You should carefully follow all of your doctor’s orders and engage in doctor-advised mild physical exercise to keep up your circulation and strength.
Keep a journal detailing your pain, progress, and the impacts of the accident on your daily routine. If you experience depression, anxiety, PTSD, nightmares, or other emotional distress, see a counselor or psychologist for help. Often this is covered by compensation from your car accident claim.
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Contact The El Cajon Car Accident Lawyers at Haffner & Morgan Today
Reach out to the El Cajon car accident attorneys at Haffner & Morgan today for a free consultation. We’re waiting to hear about your accident and injuries so we can begin a strong strategy to recover your damages. Though financial compensation can’t erase your injury or pain, it can ease the financial burdens on you and your family while you focus on healing and moving forward with the best possible recovery. Call today at (619) 541-8787.