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What is Med-Pay or Medical Payments Coverage?

Posted December 5, 2020
What is Med-Pay? When you purchase automobile insurance you have the option to include medical payments coverage or “Med-Pay” to your policy. Often times you have the option to choose how much Med-Pay you want to add to your policy, frequently ranging from $1,000.00 upwards of $10,000.00 depending on the insurance company.  The purpose...
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What Happens if a Defendant Doesn’t Have Insurance or Has a Minimal Policy?

Posted December 4, 2020
In California, the minimum requirements for automobile liability insurance are $15,000 per person/$30,000 per accident.  This means that in many cases you may only be able to recover a maximum of $15,000 from a defendant’s automobile liability insurance.  Some Californians also may qualify for California’s Low Cost Auto Insurance program which means that they...
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Dangerous Sidewalk Accidents

Posted December 3, 2020
Sidewalks in the City of San Diego The City of San Diego currently has approximately 5,000 miles of sidewalk within its boundaries.  These sidewalks run along streets, near parks, and outside of buildings and business. 2015 City of San Diego Sidewalk Assessment In 2015, the City of San Diego undertook an assessment of its...
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Recent Verdict Update

Posted December 2, 2020
After a five day jury trial, Haffner & Morgan, LLP obtained a $101,000.00 verdict in an insurance bad faith trial against State Farm Insurance. The jury agreed that our client’s homeowner’s insurance claim was improperly denied and handled in bad faith by State Farm. After attorney’s fees and expert costs, which State Farm now...
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